DJ is currently the Director of Actuarial at Lemonade Insurance in New York, NY.
“At Lemonade, I’m responsible for pricing- both strategy and day-to-day analysis work- across the various lines of insurance we write and countries we do business in.
Like 99% of white collar professionals, I start my day by checking Email and/or Slack. I work closely with members of our Underwriting, Product, and Data Science teams, so if there are outstanding questions related to pricing from any of them, I’ll try to get them taken care of in the morning.
I’ll then work on outstanding pricing tasks, which can involve a lot of variety- improving our pricing segmentation, calculating rate indications, pricing new endorsements/add-ons, competitor analysis, responding to department of insurance queries on our outstanding rate filings, and ad-hoc analyses. I’m in the weeds a lot but I do also try and spend time taking a step back to think about longer term strategy.
It’s a dynamic and interesting job, and at a smaller firm like Lemonade you end up talking to people in all areas of the business.”